LEGAL

Accidents
Cars
Motorcycles/bicycles
Airplanes
Railroads
Hand gliders
Falls on ice
Storm damage

Claims adjustors
Real cause of damage??
"Act of God" or expected??

Crop damage
Wind
Hail
Heavy rain

Ocean waves
Open seas/beaches
Event insurance claims
Outdoor gatherings/events
Environmental Impact Statements
Endangered Species Act needs
Biological Opinions
Grazing allotment decisions
Ecosystem Management background
Hazard Rankings
Environmental Assessments
Wetland determination
Construction overruns
Landslides
Shipment delays/difficulties
Pesticide drift
Crime conditions
Murder/assault/violent crimes
Decomposition rates
Burglaries
Traffic tickets
Evidence reconstruction

Water
Landfill runoff
Landfill or waste seepage
Frozen/broken pipes
Subdivision runoff
Landlord - tenant disputes
Leaky roofs

Storage of household goods
Industrial painting disruptions
Bike/containment breaches
Seed spoilage
Highway sanding/plowing conditions
Pollutant transport
Firefighting/rescue conditions
Cement hardening conditions
Health/workman's comp. Claims